Buy a Home in San Diego | Nenad Sapungin, REALTOR®

Your San Diego move starts here.

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Takes about 30 seconds

How home buying works with me.

Buying a home is a big decision, and you shouldn't have to figure it out alone. Here's how we'll do it together, in eight easy steps.

Step 01Initial Consultation

We'll start by talking through your goals, timeline, budget and must-haves, so we're on the same page from day one.
Step 02Get Pre-Approved

I'll connect you with a trusted lender, if you need one, to confirm your budget. A pre-approval shows sellers you're serious and lets you move quickly when the right home comes along, so it's best to get it done before you start touring homes.
Step 03Search for Homes

I'll send you homes that fit what you're looking for, then we'll tour your favorites together. My experience helps me spot what listing photos don't show.
Step 04Make an Offer

Once you've found a home you love, I'll prepare your purchase contract. We'll use recent sales and your priorities to build an offer strategy, because a strong offer isn't always the highest one.
Step 05Negotiate

The seller can accept your offer, counter it or turn it down. Whatever they decide, I'll handle the back-and-forth and fight for the best price and terms for you.
Step 06Enter Escrow

When you and the seller reach an agreement, you'll put down an earnest money deposit, usually 1–3% of the price. It shows you're committed and goes toward your down payment at closing.
Step 07Complete Due Diligence

I'll guide you through the inspections, appraisal, disclosures and homeowners insurance, and help resolve anything that comes up. When you feel good about the home, you'll remove your contingencies.
Step 08Close and Get Keys

Congratulations, you're home! A great experience is what turns clients into friends for life. Long after closing, I'm here to help with contractors, questions and whatever else comes up.
Step 01Initial Consultation

We'll start by talking through your goals, timeline, budget and must-haves, so we're on the same page from day one.
Step 02Get Pre-Approved

I'll connect you with a trusted lender, if you need one, to confirm your budget. A pre-approval shows sellers you're serious and lets you move quickly when the right home comes along, so it's best to get it done before you start touring homes.
Step 03Search for Homes

I'll send you homes that fit what you're looking for, then we'll tour your favorites together. My experience helps me spot what listing photos don't show.
Step 04Make an Offer

Once you've found a home you love, I'll prepare your purchase contract. We'll use recent sales and your priorities to build an offer strategy, because a strong offer isn't always the highest one.
Step 05Negotiate

The seller can accept your offer, counter it or turn it down. Whatever they decide, I'll handle the back-and-forth and fight for the best price and terms for you.
Step 06Enter Escrow

When you and the seller reach an agreement, you'll put down an earnest money deposit, usually 1–3% of the price. It shows you're committed and goes toward your down payment at closing.
Step 07Complete Due Diligence

I'll guide you through the inspections, appraisal, disclosures and homeowners insurance, and help resolve anything that comes up. When you feel good about the home, you'll remove your contingencies.
Step 08Close and Get Keys

Congratulations, you're home! A great experience is what turns clients into friends for life. Long after closing, I'm here to help with contractors, questions and whatever else comes up.
Step 01Initial Consultation

We'll start by talking through your goals, timeline, budget and must-haves, so we're on the same page from day one.
Step 02Get Pre-Approved

I'll connect you with a trusted lender, if you need one, to confirm your budget. A pre-approval shows sellers you're serious and lets you move quickly when the right home comes along, so it's best to get it done before you start touring homes.
Step 03Search for Homes

I'll send you homes that fit what you're looking for, then we'll tour your favorites together. My experience helps me spot what listing photos don't show.
Step 04Make an Offer

Once you've found a home you love, I'll prepare your purchase contract. We'll use recent sales and your priorities to build an offer strategy, because a strong offer isn't always the highest one.
Step 05Negotiate

The seller can accept your offer, counter it or turn it down. Whatever they decide, I'll handle the back-and-forth and fight for the best price and terms for you.
Step 06Enter Escrow

When you and the seller reach an agreement, you'll put down an earnest money deposit, usually 1–3% of the price. It shows you're committed and goes toward your down payment at closing.
Step 07Complete Due Diligence

I'll guide you through the inspections, appraisal, disclosures and homeowners insurance, and help resolve anything that comes up. When you feel good about the home, you'll remove your contingencies.
Step 08Close and Get Keys

Congratulations, you're home! A great experience is what turns clients into friends for life. Long after closing, I'm here to help with contractors, questions and whatever else comes up.

What happens after your
offer is accepted?

Your accepted offer is a big milestone, but it's not the finish line. Once you're in escrow, the clock starts and a lot happens at once. I'll manage the deadlines and details, so you always know what's next and feel confident from now until closing day.

Your deposit goes to escrow within three business days of your offer acceptance. It's typically 1–3% of the price and goes toward your down payment at closing.

This is your chance to lock in the details. You'll review your rate, loan type, monthly payment, qualifications and how much you'll need to bring to closing. Until then, avoid new credit, large purchases or job changes that could affect your loan.

A professional inspector checks the condition of the home. You'll pay for it as the buyer, usually $400–$1,000, and it helps you avoid surprises. If problems come up, I'll help you renegotiate.

Your lender orders an appraisal to make sure the home's value supports your loan amount. If it comes in low, I'll walk you through your options.

The seller is required to share what they know about the home, and disclosures can be long and hard to read. I'll walk you through every page, flag anything worth a closer look and answer your questions.

Your lender needs proof of insurance before closing. We'll start shopping early in escrow, so it doesn't cause any last-minute delays.

Contingencies protect you during escrow. When you're happy with the inspections, appraisal and loan approval, you'll remove them and move toward closing.

Shortly before closing, we'll walk through the home together to confirm it's in the condition you expected and any agreed repairs are done.

You'll sign your closing documents, your loan will fund and ownership will transfer to you. Then you get your keys!

Why choose me for your home purchase?

150+

Transactions of Experience

I've been part of more than 150 transactions, from first homes to luxury sales. When something unexpected comes up, and it usually does, I've likely seen it before and know how to handle it.

Local Market Reputation

I've built strong relationships with agents across San Diego. In a multiple-offer situation, that can make a real difference, because listing agents want to work with someone they trust to get to closing smoothly.

Direct Access to Me

You'll work directly with me from our first call to closing day. You won't get passed off to an assistant or a junior agent, so you'll always know who to call and get answers quickly when timing matters most.

Trusted Local Contacts

I'll connect you with the lenders, inspectors, movers and contractors I trust. You won't have to search for people on your own or guess who does good work, before or after you move in.

5-Star Google Reviews

Don't just take my word for it. Read what past clients have to say about working with me, from how I communicate to how I handled the toughest parts of their move.

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